[Kurn]

Malice is irrelevant. Players' deposits should never be comingled with operating capital. Players are not investors

From Fildy:

He filed bankruptcy from what I remember. He wasn't stealing anyones money, he was crippled financially as well after everything went down.


Bankruptcy does not excuse him. If his business went bankrupt, the players' money should still be in a separate account (one that is insured) and his inability to pay his debts should in no way impact his ability to refund players' funds.

Bi-polar is a disease just like cancer, aids, or multi-personality disorder.

Yes, Bi-Polar is a medical condition. No. It is not "just like" cancer or AIDS. It impacts a person's ability to behave rationally, but it is controllable with the proper meds. Boyd has a documented history of going off his meds. Someone who is bipolar who goes off his meds is no different than an alcoholic who starts drinking again after being sober. By voluntarily abdicating their own RESPONSIBILITY to maintain their own treatment, the lose the ethical right to the "it's a disease" argument.

On top of that, Boyd has NEVER taken resoponsibility or made any attempt to make amends to the people whose deposits he stole.