Penguinfan (who works for a sportsbook) says parlays are sucker bets. He also says that i's very, very, very difficult to be a long term winner, so if people toss you 10% of their winnings, won't that pretty much guarantee that they are long term losers?
As for your little 95% payback thing, even I know if something sounds WAY too good to be true, it is.
Edit: To confirm though, you are saying you know a way to turn $20 into $39, correct? If what ou really mean is you know a way to turn $20 into $19, I'm not sure why anyone would be interested in that....
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