I just ran into almost the same situation yesterday except I was chip leader
114k 100k 96k so I was not a big chip leader. Well not 2 to 1 like you said this one was. And it was not for 100k
But if you ask me would I rather have 1500 or 600 I was happy taking 1st place with 1100. 1100 in the bank is better than a chance at 600 and anyone who knows tournament poker knows that no matter what your chip lead is 3rd place could always be 2-3 hands away. I sacrificed 400 bucks for a guar. 1100 which is good.
It's not life changing money but when talking about 94 thousand dollars I think you'd take the chop too
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