Don't listen to eejit and his 10x crap. 20x (5%) is the real guideline, and for someone like you, I think you'd be more comfortable with 25x or more.
But...... here's what it comes down to. If you aren't comfortable moving up, then DON'T. BEcause if you move up and start playing with scared money, you will lose. If you are happy being a $25 NL player and grinding out however much money you can grind out per month, stick with it and be happy. Get your banroll up to 1000x your $25 buy in and still don't move up.
However, if you have ambitions of playing in bigger games, making more money, and so on and so forth, at some point you're going to have to just suck it up and move.
In my experience, I've found that that first little while (hour or so?) at a higher level really feels weird. But after time, it feels normal, and it actually feels weird when you move back DOWN.
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