That's me! hee hee.
I think the main reason that I would take the chop in the second scenario you presented is simply because I'm the LAST person to decide. 149 other people have thought that a 500K chop is a good deal and I'd really hate to be the one that says no. I'm not a powerful guy and my charisma can only talk me out of so many ass-kickings. I don't know that it's able to talk me out of 149 ass-kickings
