You can and should play without rakeback if you expect your winrate to be greater than that of a site with rakeback. Rakeback and bonuses are more important the lower the stakes you play since rake takes out a higher % of the pot. Although you probably don't play a high enough volume of hands, if you were to ever play bundles of hands in a month, you would notice the benefits.
For the sites that I have rakeback at and I play at...
UB - 28%
World Poker Exchange - 100%
CD Poker - 35%
Sites that I play at only when I have a bonus going
Bodog
Full Tilt (which is 42% rakeback with a bonus going)
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