filled out the forms on Sat, answered the questions regarding my credit (very easy as I have a student loan and a mortgage) and the micro-deposit to confirm my account hit my checking account this morning. I just confirmed the account and now I am waiting for the first deposit from my checking account to mywebatm account to go through. Then I will deposit that onto fulltilt (to establish mywebatm as my mode of $ transfer) and then make my first withdrawal. As i understand it, it is important to time this all out so that you are not carrying a balance on the 1st of the month to avoid the fee.
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